Professional Designations & Credentials

The ChFC® Designation provides comprehensive coverage of key financial planning disciplines, including insurance, income taxation, retirement planning, investments and estate planning. ChFC® Candidates must successfully complete nine educational courses meet experience requirements and a strict code of ethics standards.

ChFC® Curriculum Requirements:

ChFC® Curriculum includes seven requires courses and two electives.

Required Courses:

Financial Planning

Fundamentals of Insurance Planning

Income Taxation

Planning for Retirement Needs

Investments

Fundamental of Estate Planning

Financial Planning Applications

Two of the following Electives:

The Financial System in the Economy

Estate Planning Application

Executive Compensation

Financial Decisions for Retirement

ChFC® Experience Requirements:

Three years of full-time relevant business experience is required for ChCF® designation. The Three-year period must be within the five years preceding the date of the award.

ChFC® Continuing Education Requirements:

ChFC® designees are required to complete 30 hours of continuing education every 2 years to maintain their ChFC® designation.

The CFP® designation provides comprehensive coverage of key financial planning disciplines, including insurance, income taxation, retirement planning, investments, and estate planning. CFP® candidates must poses a bachelor’s degree (or higher), from an accredited college or university. Successfully complete six educational courses and then pass a comprehensive exam, in addition to meeting experience requirements and a strict code of ethics standards.

CFP® Degree Requirement:

A bachelor’s degree (or higher), in any discipline, from an accredited college or university is required to attain CFP® certification.

CFP® Curriculum Requirements:

Financial Planning: Process & Environment

Fundamentals of Insurance Planning

Income Taxation

Planning for Retirement Needs

Investments

Fundamentals of Estate Planning

CFP® Exam Requirements:

Successfully pass the 10 hour comprehensive CFP® Certification Exam.

CFP® Experience Requirements:

Three years of full-time relevant business experience is requires for CFP® Certification. The Three-year period must be within the five years preceding the date of the award.

CFP® Continuing Education Requirements:

CFP® designees are required to complete 30 hours of continuing education every 2 years to maintain the CFP® designation.

The CLU® designation provides in-depth knowledge on the insurance needs of individuals, business owners and professional clients. CLU® candidates must successfully complete five courses; meet experience requirements and a strict code of ethics standards.

CLU® Curriculum Requirements:

Fundamentals of Insurance Planning

Individual Life Insurance

Life Insurance Law

Fundamentals of Estate Planning

Planning for Business owners and Professionals

CLU® Experience Requirements:

Three years of full-time relevant business experience is required for CLU® designation. The three-year period must be within the five years preceding the date of the award.

CLU® Continuing Education Requirements:

CLU® designees are required to complete 30 hours of continuing education every 2 years to maintain their CLU® designation.

The RHU® is the premier credential for professionals serving a wide range of health insurance needs. It broadens the advisors knowledge of managed care and medical, disability income, and long-term care insurance.

RHU® Curriculum Requirements:

Group Benefits

Advanced Topics in Group Benefits

RHU® Experience Requirements:

Three years of full-time relevant business experience is required for RHU® designation. The three-year period must be within the five years preceding the date of the award.

RHU® Continuing Education Requirements

RHU® designees are required to complete 30 hours of continuing education every 2 years to maintain their RHU® designation.